AI Budgeting Mistakes to Avoid
AI can improve your budget if you know how to use it.
Building with Lunch Money #01
Settings endpoints arrive in v2.11.1, and TRMNL now displays your primary currency
What can you do with the Lunch Money API? (Even if you don't code)
Discover what you can do with your budgeting data beyond Lunch Money.
How to Create a Minimum Viable Budget
Know exactly how much you need each month when money gets tight.
Meet the Category Template Library
Find a setup that works for you.
Product Updates #58
New features & improvements: easier multicurrency and category workflows
Community Newsletter #27
Meet JP Shipherd, Lunch Money’s Developer Advocate
Money Mistakes to Avoid as a Couple
How couples can communicate better, budget together, and avoid money conflicts.
11 Money Leaks That Are Causing You to Overspend
Small spending habits that could be quietly draining your budget.
How to Reset Your Budget After a Bad Money Month
How to learn from setbacks and get your budget back on track.
Product Newsletter #57
New Lunch Money features and mobile updates!
Community Newsletter #26
Two years later: See what this community project has become!
Should You Share Your Financial Data With AI?
AI tools store your conversations and often use them to train models.
AI and Personal Finance: A Practical Guide for Budgeters
Here’s how to leverage AI's power while staying in control.
Community Newsletter #25
A recap of our Toronto meetup and what we’ve been working on!
Introducing Lunch Money for Organizations
We are giving companies a simple way to offer Lunch Money as an employee benefit.
Pros and Cons of Using AI to Manage Your Finances
AI can simplify budgeting, but it’s not a complete solution.
7 Useful AI Prompts for Understanding Your Spending
Turn AI into a personal finance assistant with these prompts.
Community Newsletter #24
A cash flow projection app, and other company news!
Why Budgeting is the Missing Step Between Saving and Investing
Budgeting reveals your surplus so you can successfully save and invest.
Community Newsletter #23
More bank syncing options for Lunch Money users across Europe!
Saving vs. Investing: How to Decide What to Do With Your Money
A clear, practical guide to balancing saving and investing for your goals.
4 Smart Ways to Use Your Tax Refund
Turn your tax refund into real financial progress instead of impulse spending
How Much You REALLY Need to Move Out (First Apartment Budget)
Plan move-in costs, real monthly expenses, an emergency buffer, and a practice budget.
Community Newsletter #22
This self-hosted tool uses email receipts to automatically update your transactions!
How to Budget for Charitable Giving
How to choose a cause, set an amount, and give consistently.
How to Save Money for a House Fast
Smart strategies for first-time buyers to save faster and buy sooner
Financial Coaching vs. Self-Help
When generic money advice falls short, personalized coaching makes the difference.
Debt Snowball vs. Debt Avalanche: What's the Best Strategy?
Comparing two popular debt payoff methods to find what works for you.
The Only Personal Finance App You Need in the Netherlands
Simplify your finances with the budgeting tool built for the Netherlands.
Lunch Money Is Now on Zapier ⚡️
Connect your budget to 8,000+ apps and automate your financial workflows
How To Track Savings Goals With Rollovers
Set up rollover savings categories, plus two ways to spend from them.
Community Newsletter #21
A community-built app to help kids save, plus bookmarklets to import from unsupported banks!
How to Break the Paycheck to Paycheck Cycle
A realistic roadmap to finally get ahead financially.
11 Lunch Money Features You Should Be Using (And Why)
Budgeting features designed to match your paycheck, spending habits, and financial goals
8 Things You Need to Stop Buying in 2026
These everyday purchases add up faster than you realize.
11 Small Money Habits That Will Improve Your Finances
Build better money habits with small, sustainable monthly changes
What Is a Financial Coach?
How financial coaches help you take control of everyday money decisions
Community Newsletter #20
A simple mobile companion built by a Lunch Money community member!
How to Save for a Car
A practical guide to saving, budgeting, and buying a car responsibly.
9 Signs You Need a Financial Coach
Improve your financial health with a money coach.
10 Ways to Reduce Impulse Spending Without Relying on Willpower
Smarter ways to spend less without feeling deprived
How Much Should You Tip?
What to tip, when to tip, and when it’s okay not to.
10 Frugal Living Myths That Can Actually Cost You Money
Why “being frugal” sometimes costs more than it saves.
8 Questions to Ask Yourself Before Making a Big Purchase
A simple checklist to avoid impulse buys and costly mistakes.
10 Subscription Services Worth Keeping (and 7 You Should Cancel Today)
Spend smarter by keeping the subscriptions that truly add value.
Community Newsletter #19
An arsenal of finance tools and plugins, an exciting partnership, and more!
An Update to Our Annual Plan Minimum
Starting March 15, 2026, the minimum for our annual pay-what-you-want plan will increase from $50 to $60.
Lunch Money Partners with ProjectionLab
We’re launching a free Chrome extension that connects your data with ProjectionLab, a powerful long-term financial planning and simulation tool.
Lunch Money vs. Spreadsheet Budgeting: Which is Better?
Keep spreadsheet-level control with a budgeting app that does the work.
Budgeting for GenX: Money Strategies for the Sandwich Generation
Practical budgeting strategies to help Gen X balance rising costs and family responsibilities.
3 Hidden Employee Benefits That Can Save You Thousands
Hidden workplace benefits that help you keep more of your money
How to Use This Simple 4-Step Framework to Pay Off Debt and Build Wealth
A clear, realistic plan to take control of your money
How Lunch Money’s Net Worth Tracker Lets You See Your Whole Financial Picture
Track what you own and owe without spreadsheets or stress
Why Budgeting Hasn’t Worked For You And How To Finally Succeed
The real reasons budgets fail, and how to make yours finally work.
10 Ways to Save on Groceries
Spend less on groceries with smarter habits and better planning
Hidden Savings Opportunities in Your Regular Spending
Simple ways to find extra savings in your everyday budget
Community Newsletter #18
A look back at another incredible year in our community, and what’s to come!
Best Personal Finance App for Canadians
Simplify your finances with the budgeting tool built for Canadians.
5 Best Savings Challenges for 2026
Try these fun, creative ways to save more money this year.
Community Newsletter #17
Community-built tool for Apple Card syncing, and more!
Controversial Money Saving Tips
Tired of bad financial advice? Find out which controversial money-saving tips to avoid — and what to do instead.
Emergency Fund: How Much Is Enough?
Learn how much to save in an emergency fund and smart strategies to build one, no matter your current finances.
Fixed vs. Variable Expenses: What’s the Difference?
Know where your money goes and why it matters for your budget.
How To Use The 75/15/10 Budget Rule
A simple formula for smarter saving, spending, and investing.
How to Budget for Gifts
These easy tips will teach you to save money, stop overspending, and enjoy celebrations stress-free.
Community Newsletter #16
AI-Powered Financial Assistant and the Lunch Money Crew spotted in the wild!
Cheap Vacation Ideas: 15 Tips to Make Your Next Vacation More Affordable
Dreaming of sandy beaches or cozy getaways? Check out these cheap vacation ideas that fit any budget — without racking up debt or emptying your savings.
Community Newsletter #15
A handy (open-source) tool to improve your cash flow forecasting!
How to Save Money on Back-to-School Shopping
Save big on back-to-school shopping with these smart tips. Learn how to reuse, budget, shop sales, and stretch your dollars further this school year.
How to Keep Your Electricity Bill Down
Redditors share how to cut your electricity bill — from LED light bulbs to ductwork sealing. Try out these energy-saving tips to save on your next power bill.
20 Expensive Things That Are Worth Every Penny
Some items are worth spending more on– they can improve your life, save time, and reduce costs over time.
10 Hidden Budgeting Mistakes You Make Without Noticing
Learn how to fix them and keep your finances in check.
How to Budget on a Low Income: 20 Practical Tips
Budgeting on a low income can be tough, but with the right plan and tools, it's possible to gain control and work towards financial stability.
20 Budgeting Tips for Beginners
Feeling overwhelmed by your budget? It doesn’t have to be that way!
Community Newsletter #14
Lunch Money + Projected Cash Flow = Cash Flow Forecasting
What’s Your Preferred Budgeting Method?
Explore the most popular budgeting methods, including zero-based, envelope, 50/30/20, and more.
How to Live Within Your Means: 15 Practical Strategies
Looking for ways to live within your means? Check out our 15 strategies to lower your expenses and put more money into savings — while still enjoying life!
10 Budgeting Hacks You Haven’t Tried Yet
Tired of the same old budgeting hacks? These easy tips can help you save and avoid overspending — without totally cutting your lattes and subscriptions.
How to Do a “No Spend” Challenge
Discover how a no-spend Challenge can help you save money, break bad spending habits, and reset your money mindset.
Common Expenses People Forget to Budget For
Don’t let surprise bills derail your finances! Check out our list of commonly forgotten budget expenses to make sure you’re planning for everything.
What Is a Rollover Budget? How It Works (With Examples)
Understanding How Rollover Budgets Work in Lunch Money
Community Newsletter #13
Teaching Financial Independence: A Personal Story
Best Credit Karma Alternative for Budgeting
Need a Credit Karma alternative that actually helps you budget? Discover why Lunch Money is the better choice for ex-Mint users.
Community Newsletter #12
The new budgeting experience is coming!
How to Prepare Financially for a Layoff
Layoffs can happen without warning. Find out how to prepare for a layoff and build a budget that can withstand economic uncertainty.
How to Budget While Traveling Abroad
It can be tough to stick to a budget when traveling abroad. Here are some tips to keep your travels within budget.
Community Newsletter #11
AI Meets Budgeting: Incredible Tools Built by Our Community
Budgeting for Irregular Incomes: Tips for Success
If you have an irregular income you'll need to know your average monthly income and ensure you spend less than you earn. Here's how Lunch Money can help.
How to Calculate Your Net Worth
Want to see a snapshot of your financial health? Discover how to calculate your net worth, why it’s important, and tips to increase it.
12 Frugal Living Tips
Here are 12 frugal living tips that will put more money in your pocket without sacrificing your standard of living.
How to Save $10,000 in a Year (6 tips)
Want to learn how to save $10,000 in a year? It might sound challenging, but we break down some simple ways you can make it easier. Start saving today!
Community Newsletter #10
Spotlight on Lunch Money Team Member, Din– the one with all the answers!
How to Budget for Periodic Expenses
Are irregular expenses throwing off your budget? Learn how to budget for periodic expenses so you’ll be ready for whatever life throws your way!
What's Behind the Loud Budgeting Trend?
Learn about the new loud budgeting TikTok trend and how you can use it to save more money and hit your financial goals.
How to Make Budgeting Fun
Budgeting doesn't have to be boring or tedious. Here are some tricks to make budgeting fun.
How to Create a Monthly Budget That Works for You
Tired of living paycheck to paycheck? Learn how to take control of your finances with a monthly budget planner so you can save more money and pay off debt.
How to Set Custom Budgeting Periods
Lunch Money allows you to set custom budgeting periods to align your budget with your paycheck. Learn how to set up your budget in a way that works for you.
How to Create a Weekly Budget
Weekly budgeting makes a lot of sense if you get paid weekly. Here are some tips for making it work for you.
Community Newsletter #9
Good news for Canadians! Spotlight on Colby, developer of Lunchsimple and updates to our crypto integrations.
Spotlight on Rob Berger’s livestream of Lunch Money
If you consume much personal finance content on YouTube, you may have noticed that Lunch Money has a new fan!
Community Newsletter #8
A community success story! Spotlight on Wilson, developer of Lunch Money Pal and our newest engineer!
How to Budget As a Couple
Figuring out how to budget as a couple can be difficult, but it's possible to improve your relationship and net worth with the right strategy.
Pay Yourself First: How Reverse Budgeting Works
Reverse budgeting works by transferring money to savings before you plan your spending. It ensures that your savings goals are always met.
Zero-based budgeting simplified with Lunch Money
Struggling with overspending or paying down debt? With zero-based budgeting, you can assign every dollar a job and take control of your finances. Learn more.
Community Newsletter #7
Spotlight on Lunch Flow, a tool for syncing bank transactions from the UK & EU. Plus, a recap of our Vancouver meetup!
100 Envelope Savings Challenge: Rules & Free Printable
Looking for a fun way to save money? The 100 envelope challenge can help you save over $5,000 in 100 days. Here’s how it works with our free printable PDF!
The 50/30/20 Rule Explained: Budget Your Money Simply
The 50/30/20 budget is a simple way to keep your finances in order. Learn how it works and decide if it's best for you.
Cash Stuffing for Beginners: How Envelope Budgeting Works
Envelope budgeting organizes your cash into different cash envelope categories so you stick to your budget and reduce overspending. Learn how this system works.
Community Newsletter #6
Spotlight on Lonchera, a Telegram bot for Lunch Money. Plus, our next community meetup!
Budget Categories List: Subcategories & Examples
Discover essential personal budget categories and how to use them
We're Hiring!
We’re making our most important hire yet: a Full-Stack Software Engineer
Community Newsletter #5
We're hiring! Plus, another giveaway and community meetup!
The Least Annoying Price Increase in History
Current subscription plans always stay the same just a little adjustment for new friends!
Community Spotlight #4
Our first giveaway! Discover TRMNL– an e-ink display featuring Lunch Money
Community Spotlight #3
Recap of the first community meetup in Toronto and Spotlight on Money Mover by Adam Taylor
Community Spotlight #2
Spotlight on Android Lunch Money Companion App by Rodrigo Martins
Why We Lowered Our Pricing Near the Height of Inflation
In the summer of 2023, I decided to make a significant change to Lunch Money’s pricing structure.
Community Spotlight #1
Lunch Money Developer Updates & Spotlight on Tómas from LumoSync
Lunch Money: The New Era
How a divorce redefined my one-person business
