Community News
Community Newsletter #24
A cash flow projection app, and other company news!
How-To Guide
Why Budgeting is the Missing Step Between Saving and Investing
Budgeting reveals your surplus so you can successfully save and invest.
Community News
Community Newsletter #23
More bank syncing options for Lunch Money users across Europe!
How-To Guide
Saving vs. Investing: How to Decide What to Do With Your Money
A clear, practical guide to balancing saving and investing for your goals.
How-To Guide
4 Smart Ways to Use Your Tax Refund
Turn your tax refund into real financial progress instead of impulse spending
How-To Guide
How Much You REALLY Need to Move Out (First Apartment Budget)
Plan move-in costs, real monthly expenses, an emergency buffer, and a practice budget.
Community News
Community Newsletter #22
This self-hosted tool uses email receipts to automatically update your transactions!
How-To Guide
How to Budget for Charitable Giving
How to choose a cause, set an amount, and give consistently.
How-To Guide
How to Save Money for a House Fast
Smart strategies for first-time buyers to save faster and buy sooner
How-To Guide
Financial Coaching vs. Self-Help
When generic money advice falls short, personalized coaching makes the difference.
How-To Guide
Debt Snowball vs. Debt Avalanche: What's the Best Strategy?
Comparing two popular debt payoff methods to find what works for you.
How-To Guide
The Only Personal Finance App You Need in the Netherlands
Simplify your finances with the budgeting tool built for the Netherlands.
How-To Guide
Lunch Money Is Now on Zapier ⚡️
Connect your budget to 8,000+ apps and automate your financial workflows
How-To Guide
How To Track Savings Goals With Rollovers
Set up rollover savings categories, plus two ways to spend from them.
Community News
Community Newsletter #21
A community-built app to help kids save, plus bookmarklets to import from unsupported banks!
How-To Guide
How to Break the Paycheck to Paycheck Cycle
A realistic roadmap to finally get ahead financially.
How-To Guide
11 Lunch Money Features You Should Be Using (And Why)
Budgeting features designed to match your paycheck, spending habits, and financial goals
How-To Guide
8 Things You Need to Stop Buying in 2026
These everyday purchases add up faster than you realize.
How-To Guide
11 Small Money Habits That Will Improve Your Finances
Build better money habits with small, sustainable monthly changes
How-To Guide
What Is a Financial Coach?
How financial coaches help you take control of everyday money decisions
Community News
Community Newsletter #20
A simple mobile companion built by a Lunch Money community member!
How-To Guide
How to Save for a Car
A practical guide to saving, budgeting, and buying a car responsibly.
How-To Guide
9 Signs You Need a Financial Coach
Improve your financial health with a money coach.
How-To Guide
10 Ways to Reduce Impulse Spending Without Relying on Willpower
Smarter ways to spend less without feeling deprived
How-To Guide
How Much Should You Tip?
What to tip, when to tip, and when it’s okay not to.
How-To Guide
10 Frugal Living Myths That Can Actually Cost You Money
Why “being frugal” sometimes costs more than it saves.
How-To Guide
8 Questions to Ask Yourself Before Making a Big Purchase
A simple checklist to avoid impulse buys and costly mistakes.
How-To Guide
10 Subscription Services Worth Keeping (and 7 You Should Cancel Today)
Spend smarter by keeping the subscriptions that truly add value.
Community News
Community Newsletter #19
An arsenal of finance tools and plugins, an exciting partnership, and more!
company news
An Update to Our Annual Plan Minimum
Starting March 15, 2026, the minimum for our annual pay-what-you-want plan will increase from $50 to $60.
company news
Lunch Money Partners with ProjectionLab
We’re launching a free Chrome extension that connects your data with ProjectionLab, a powerful long-term financial planning and simulation tool.
How-To Guide
Lunch Money vs. Spreadsheet Budgeting: Which is Better?
Keep spreadsheet-level control with a budgeting app that does the work.
How-To Guide
Budgeting for GenX: Money Strategies for the Sandwich Generation
Practical budgeting strategies to help Gen X balance rising costs and family responsibilities.
How-To Guide
3 Hidden Employee Benefits That Can Save You Thousands
Hidden workplace benefits that help you keep more of your money
How-To Guide
How to Use This Simple 4-Step Framework to Pay Off Debt and Build Wealth
A clear, realistic plan to take control of your money
How-To Guide
How Lunch Money’s Net Worth Tracker Lets You See Your Whole Financial Picture
Track what you own and owe without spreadsheets or stress
How-To Guide
Why Budgeting Hasn’t Worked For You And How To Finally Succeed
The real reasons budgets fail, and how to make yours finally work.
How-To Guide
10 Ways to Save on Groceries
Spend less on groceries with smarter habits and better planning
How-To Guide
Hidden Savings Opportunities in Your Regular Spending
Simple ways to find extra savings in your everyday budget
Community News
Community Newsletter #18
A look back at another incredible year in our community, and what’s to come!
How-To Guide
Best Personal Finance App for Canadians
Simplify your finances with the budgeting tool built for Canadians.
How-To Guide
5 Best Savings Challenges for 2026
Try these fun, creative ways to save more money this year.
Community News
Community Newsletter #17
Community-built tool for Apple Card syncing, and more!
How-To Guide
Controversial Money Saving Tips
Tired of bad financial advice? Find out which controversial money-saving tips to avoid — and what to do instead.
How-To Guide
Emergency Fund: How Much Is Enough?
Learn how much to save in an emergency fund and smart strategies to build one, no matter your current finances.
How-To Guide
Fixed vs. Variable Expenses: What’s the Difference?
Know where your money goes and why it matters for your budget.
How-To Guide
How To Use The 75/15/10 Budget Rule
A simple formula for smarter saving, spending, and investing.
How-To Guide
How to Budget for Gifts
These easy tips will teach you to save money, stop overspending, and enjoy celebrations stress-free.
Community News
Community Newsletter #16
AI-Powered Financial Assistant and the Lunch Money Crew spotted in the wild!
How-To Guide
Cheap Vacation Ideas: 15 Tips to Make Your Next Vacation More Affordable
Dreaming of sandy beaches or cozy getaways? Check out these cheap vacation ideas that fit any budget — without racking up debt or emptying your savings.
Community News
Community Newsletter #15
A handy (open-source) tool to improve your cash flow forecasting!
How-To Guide
How to Save Money on Back-to-School Shopping
Save big on back-to-school shopping with these smart tips. Learn how to reuse, budget, shop sales, and stretch your dollars further this school year.
How-To Guide
How to Keep Your Electricity Bill Down
Redditors share how to cut your electricity bill — from LED light bulbs to ductwork sealing. Try out these energy-saving tips to save on your next power bill.
How-To Guide
20 Expensive Things That Are Worth Every Penny
Some items are worth spending more on– they can improve your life, save time, and reduce costs over time.
How-To Guide
10 Hidden Budgeting Mistakes You Make Without Noticing
Learn how to fix them and keep your finances in check.
How-To Guide
How to Budget on a Low Income: 20 Practical Tips
Budgeting on a low income can be tough, but with the right plan and tools, it's possible to gain control and work towards financial stability.
How-To Guide
20 Budgeting Tips for Beginners
Feeling overwhelmed by your budget? It doesn’t have to be that way!
Community News
Community Newsletter #14
Lunch Money + Projected Cash Flow = Cash Flow Forecasting
How-To Guide
What’s Your Preferred Budgeting Method?
Explore the most popular budgeting methods, including zero-based, envelope, 50/30/20, and more.
How-To Guide
How to Live Within Your Means: 15 Practical Strategies
Looking for ways to live within your means? Check out our 15 strategies to lower your expenses and put more money into savings — while still enjoying life!
How-To Guide
10 Budgeting Hacks You Haven’t Tried Yet
Tired of the same old budgeting hacks? These easy tips can help you save and avoid overspending — without totally cutting your lattes and subscriptions.
How-To Guide
How to Do a “No Spend” Challenge
Discover how a no-spend Challenge can help you save money, break bad spending habits, and reset your money mindset.
How-To Guide
Common Expenses People Forget to Budget For
Don’t let surprise bills derail your finances! Check out our list of commonly forgotten budget expenses to make sure you’re planning for everything.
How-To Guide
What Is a Rollover Budget? How It Works (With Examples)
Understanding How Rollover Budgets Work in Lunch Money
Community News
Community Newsletter #13
Teaching Financial Independence: A Personal Story
How-To Guide
Best Credit Karma Alternative for Budgeting
Need a Credit Karma alternative that actually helps you budget? Discover why Lunch Money is the better choice for ex-Mint users.
Community News
Community Newsletter #12
The new budgeting experience is coming!
How-To Guide
How to Prepare Financially for a Layoff
Layoffs can happen without warning. Find out how to prepare for a layoff and build a budget that can withstand economic uncertainty.
How-To Guide
How to Budget While Traveling Abroad
It can be tough to stick to a budget when traveling abroad. Here are some tips to keep your travels within budget.
Community News
Community Newsletter #11
AI Meets Budgeting: Incredible Tools Built by Our Community
How-To Guide
Budgeting for Irregular Incomes: Tips for Success
If you have an irregular income you'll need to know your average monthly income and ensure you spend less than you earn. Here's how Lunch Money can help.
How-To Guide
How to Calculate Your Net Worth
Want to see a snapshot of your financial health? Discover how to calculate your net worth, why it’s important, and tips to increase it.
How-To Guide
12 Frugal Living Tips
Here are 12 frugal living tips that will put more money in your pocket without sacrificing your standard of living.
How-To Guide
How to Save $10,000 in a Year (6 tips)
Want to learn how to save $10,000 in a year? It might sound challenging, but we break down some simple ways you can make it easier. Start saving today!
Community News
Community Newsletter #10
Spotlight on Lunch Money Team Member, Din– the one with all the answers!
How-To Guide
How to Budget for Periodic Expenses
Are irregular expenses throwing off your budget? Learn how to budget for periodic expenses so you’ll be ready for whatever life throws your way!
How-To Guide
What's Behind the Loud Budgeting Trend?
Learn about the new loud budgeting TikTok trend and how you can use it to save more money and hit your financial goals.
How-To Guide
How to Make Budgeting Fun
Budgeting doesn't have to be boring or tedious. Here are some tricks to make budgeting fun.
How-To Guide
How to Create a Monthly Budget That Works for You
Tired of living paycheck to paycheck? Learn how to take control of your finances with a monthly budget planner so you can save more money and pay off debt.
How-To Guide
How to Set Custom Budgeting Periods
Lunch Money allows you to set custom budgeting periods to align your budget with your paycheck. Learn how to set up your budget in a way that works for you.
How-To Guide
How to Create a Weekly Budget
Weekly budgeting makes a lot of sense if you get paid weekly. Here are some tips for making it work for you.
Community News
Community Newsletter #9
Good news for Canadians! Spotlight on Colby, developer of Lunchsimple and updates to our crypto integrations.
company news
Spotlight on Rob Berger’s livestream of Lunch Money
If you consume much personal finance content on YouTube, you may have noticed that Lunch Money has a new fan!
Community News
Community Newsletter #8
A community success story! Spotlight on Wilson, developer of Lunch Money Pal and our newest engineer!
How-To Guide
How to Budget As a Couple
Figuring out how to budget as a couple can be difficult, but it's possible to improve your relationship and net worth with the right strategy.
How-To Guide
Pay Yourself First: How Reverse Budgeting Works
Reverse budgeting works by transferring money to savings before you plan your spending. It ensures that your savings goals are always met.
How-To Guide
Zero-based budgeting simplified with Lunch Money
Struggling with overspending or paying down debt? With zero-based budgeting, you can assign every dollar a job and take control of your finances. Learn more.
Community News
Community Newsletter #7
Spotlight on Lunch Flow, a tool for syncing bank transactions from the UK & EU. Plus, a recap of our Vancouver meetup!
How-To Guide
100 Envelope Savings Challenge: Rules & Free Printable
Looking for a fun way to save money? The 100 envelope challenge can help you save over $5,000 in 100 days. Here’s how it works with our free printable PDF!
How-To Guide
The 50/30/20 Rule Explained: Budget Your Money Simply
The 50/30/20 budget is a simple way to keep your finances in order. Learn how it works and decide if it's best for you.
How-To Guide
Cash Stuffing for Beginners: How Envelope Budgeting Works
Envelope budgeting organizes your cash into different cash envelope categories so you stick to your budget and reduce overspending. Learn how this system works.
Community News
Community Newsletter #6
Spotlight on Lonchera, a Telegram bot for Lunch Money. Plus, our next community meetup!
How-To Guide
Budget Categories List: Subcategories & Examples
Discover essential personal budget categories and how to use them
company news
We're Hiring!
We’re making our most important hire yet: a Full-Stack Software Engineer
Community News
Community Newsletter #5
We're hiring! Plus, another giveaway and community meetup!
company news
The Least Annoying Price Increase in History
Current subscription plans always stay the same just a little adjustment for new friends!
Community News
Community Spotlight #4
Our first giveaway! Discover TRMNL– an e-ink display featuring Lunch Money
Community News
Community Spotlight #3
Recap of the first community meetup in Toronto and Spotlight on Money Mover by Adam Taylor
Community News
Community Spotlight #2
Spotlight on Android Lunch Money Companion App by Rodrigo Martins
How-To Guide
What Does It Mean For Lunch Money To Have A Developer API?
Explaining the awesomeness of APIs to non-technical folks
company news
Why We Lowered Our Pricing Near the Height of Inflation
In the summer of 2023, I decided to make a significant change to Lunch Money’s pricing structure.
Community News
Community Spotlight #1
Lunch Money Developer Updates & Spotlight on Tómas from LumoSync
company news
