Custom Budgeting Periods
Budget your way, weekly, bi-weekly, twice a month, or custom start dates! The perfect flexibility for irregular pay cycles, or anyone wanting more control.
Rollover Options
Choose a different rollover option for each category. Food under-spending can go back to the general pool while vacation budget accumulates over time.
Budget Presets
Quickly set your budgets to a fixed amount, to last month’s budgeted, or to the average of the last 3 months spending, in a single click!
View Historical Activity
See how your spending habits change over time with insights into your past 3 budget periods and quick access to relevant transactions.
Fits Your Budgeting Style
Whether it’s simple spend tracking, envelope budgeting, or zero-based, you can customize budgeting within Lunch Money to your exact liking.
Budget Adjustments
Set a starting balance, or easily reset the available balance anytime when life throws a curveball at you.
FAQs
Can I use envelope budgeting with Lunch Money?
Yes! Lunch Money makes it easy to follow an envelope-style budgeting system. You can do this by creating custom expense categories, setting spending limits for each, and grouping them for better organization, just like using physical envelopes.
Can I use zero-based budgeting with Lunch Money?
You sure can. Lunch Money includes features that make zero-based budgeting not only possible but also easier to manage. Before you assign your budget, Lunch Money shows you exactly how much income you have available for the month, so you can give every dollar a job. From there, you can allocate funds across your custom categories until your available income hits zero. It’s a hands-on approach that helps you stay in complete control of your spending.
