Help your team feel more in control of their money.
Lunch Money gives employees a clear way to manage their finances, free of ads, upsells, and confusing financial jargon.
No sales calls · No long contracts · Pay by invoice
A financial wellness benefit built by humans, not a giant corporation.
Lunch Money is an independent, bootstrapped personal finance app designed to help people feel calmer and more in control over their money. For employers, it's a simple way to support employee financial wellness with a benefit people can actually use.
There are no ads, we don't sell user data, and we don't pressure our users to open credit cards or other financial products.
We offer a thoughtfully designed tool that helps people understand where their money is going, build budgets that work, and feel more confident about their finances.
Lunch Money is trusted by more than 15,000 people in over 40 countries who want a cleaner, more intentional way to manage their money.
Lunch Money is the first budgeting app I've ever used and stuck with, because it's so easy to use.
Eric, United Kingdom
Financial stress shows up at work, even when nobody talks about it.
Most people don't talk about money at work, but it's on their minds. Money stress can impact sleep, focus, productivity, and overall well-being every single day.
Giving your team access to Lunch Money provides a simple, meaningful benefit that helps them feel more organized and confident with their finances.
of employees say they're stressed about their finances right now
employees feel they're falling behind financially
of workers are living paycheck-to-paycheck
Source: PwC Employee Financial Wellness Survey, 2026, and 2025 PYMNTS Intelligence
Set up in minutes. Zero IT overhead. No sales calls.
Adding Lunch Money to your benefits package is effortless. Here's how:
Choose the number of employee licenses
Tell us how many employees or members you’d like to support, and pay the generated invoice.
Invite your team
We’ll provide a group discount code that your employees can use to activate their discounted Lunch Money subscription.
Employees manage their finances privately
Each employee securely connects to and manages their own accounts. Employers never see their personal data.
Everything they need. Nothing they don't.
Lunch Money packs powerful features into a clean, intentional interface — no overwhelm, no upsells, no ads.
Collab with anyone
Easily add family members, partners, or financial advisors, at no additional cost.
All accounts, one view
Connect banks, credit cards, investments, and loans for a complete financial picture.
Clean, stress-free budgeting
No clutter, no upsells, no ads. Just clear data and calm design.
Private by design
Read-only bank connections. Lunch Money never moves money, and data stays yours.
Built for real life
Web, iOS, and Android, so employees can check in from anywhere.
Multi-currency ready
Ideal for globally distributed or remote-first teams with international employees.
Simple pricing. No complicated contracts.
Give your team full access to a modern personal finance platform at discounted bulk pricing. Our organization plan makes it easy for you to offer financial wellness support as an employee benefit, with flexible licensing, no long-term contracts, and minimal administrative work for your team.
Need more than 150 seats? Contact us for special pricing.
Frequently asked questions
What is the difference between purchasing Lunch Money as an individual versus an Organization subscription?
With Lunch Money for Organizations, the organization will cover the cost of Lunch Money subscriptions upfront for employees or group members via a discount code.
How much will it cost, and how will I get billed?
The current discounted rate for each license is $55, with higher discounts for bulk purchases of 150 or more. You will be billed a single annual upfront payment that activates on an agreed-upon date and renews automatically each year unless you cancel. We'll be in touch before your renewal date so there are no surprises!
How can I make changes to my group's subscription?
As your team size changes, just let us know, and we can add new users as they join. Once your contract starts, we are unable to provide refunds for unused subscriptions.
What happens to unused subscription credits?
Unused subscription credits may roll over to your next renewal term as Rollover Credits, but only if you renew for at least the same number of credits. If you renew for fewer credits, any unused credits expire.
How do employees sign up under our organization?
Each year, we'll provide you with a group discount code that covers a yearly subscription for the number of licenses you've purchased. If someone leaves your organization, they won't have access to next year's code. We monitor the number of licenses in use, so you can request sign-up activity for your team at any time.
Does your price-lock guarantee apply to Organization subscriptions?
Your contract price and associated bulk discount will be locked in as long as you continue to renew with us. Your employees' default subscription will be set to $100/year, and they can change it to one of our currently available pay-what-you-want plans if they leave your organization.
When does our subscription term begin?
Your subscription term starts when you purchase your first set of licenses, and your group billing code is valid for one year from that start date. If you’d like to pay in advance but have codes take effect on a later date, we can arrange that — email [email protected].
Do you have a terms of service for organizations?
Yes, we do! You can check it out here.
I still have questions.
Send an email to [email protected] with your question!
Help your team feel better about money.
Join other organizations that treat financial wellness as a real benefit — not an afterthought. Bulk pricing makes it easy to say yes.
Get StartedPrefer to chat? Email us at [email protected].
