Buy Lunch Money together. Everyone pays less.
Your company, your book club, your pickleball league, a few friends who all want in. Any group of people can get discounted licenses. No enterprise sales process required.
No sales calls · Annual renewal · Self-serve checkout
A money tool built by humans, not a giant corporation.
Lunch Money is an independent, bootstrapped personal finance app designed to help people feel calmer and more in control over their money. For groups of any kind, it’s a simple way to support financial wellness with a tool people can actually use.
There are no ads, we don't sell user data, and we don't pressure our users to open credit cards or other financial products.
We offer a thoughtfully designed tool that helps people understand where their money is going, build budgets that work, and feel more confident about their finances.
Lunch Money is trusted by more than 15,000 people in over 40 countries who want a cleaner, more intentional way to manage their money.
Lunch Money is the first budgeting app I've ever used and stuck with, because it's so easy to use.
Eric, United Kingdom
Simple pricing. Renews annually.
Get full access to Lunch Money at discounted bulk pricing. Flexible licensing, annual renewal, and minimal admin for whoever’s organizing the group.
Need more than 150 seats? Contact us for special pricing.
Set up in minutes. No sales calls. No fuss.
Getting Lunch Money for your group is effortless. Here’s how:
Choose the number of licenses
Tell us how many people you’d like to cover, and pay the generated invoice.
Invite your group
We’ll provide a group discount code that people can use to activate their discounted Lunch Money subscription.
Everyone manages their finances privately
Each person securely connects to and manages their own accounts. The person who bought the licenses never sees their personal data.
Financial stress shows up at work, even when nobody talks about it.
Most people don’t talk about money at work, but it’s on their minds. Money stress can impact sleep, focus, productivity, and overall well-being every single day. Lunch Money gives your company a simple benefit that helps people feel more organized and confident with their finances.
of employees say they're stressed about their finances right now
employees feel they're falling behind financially
of workers are living paycheck-to-paycheck
Source: PwC Employee Financial Wellness Survey, 2026, and 2025 PYMNTS Intelligence
Everything they need. Nothing they don't.
Lunch Money packs powerful features into a clean, intentional interface. No overwhelm, no upsells, no ads.
Collab with anyone
Easily add family members, partners, or financial advisors, at no additional cost.
All accounts, one view
Connect banks, credit cards, investments, and loans for a complete financial picture.
Clean, stress-free budgeting
No clutter, no upsells, no ads. Just clear data and calm design.
Private by design
Read-only bank connections. Lunch Money never moves money, and data stays yours.
Built for real life
Web, iOS, and Android, so people can check in from anywhere.
Multi-currency ready
Ideal for groups with people in different countries, or remote-first teams.
Are you a benefits advisor?
If you'd like to offer Lunch Money as a benefit to the companies and teams you work with, we'd love to hear from you.
Frequently asked questions
What’s the difference between buying Lunch Money on my own versus as a group?
With a group plan, one person (or organization) pays upfront for licenses, then shares a discount code so everyone in the group can activate Lunch Money at the bulk rate.
How much will it cost, and how will I get billed?
The current discounted rate for each license is $55, with higher discounts for bulk purchases of 150 or more. You’ll be billed a single annual upfront payment that activates on an agreed-upon date and renews automatically each year unless you cancel. We’ll be in touch before your renewal date so there are no surprises.
How can I make changes to my group’s subscription?
As your group grows, just let us know and we can add new people. Once your plan starts, we can’t refund unused subscriptions.
What happens to unused subscription credits?
Unused subscription credits may roll over to your next renewal term as Rollover Credits, but only if you renew for at least the same number of credits. If you renew for fewer credits, any unused credits expire.
How do people in my group sign up?
Each year, we’ll give you a group discount code that covers a yearly subscription for the number of licenses you’ve purchased. If someone leaves your group, they won’t have access to next year’s code. We monitor how many licenses are in use, so you can request sign-up activity for your group at any time.
Does your price-lock guarantee apply to group plans?
Your plan price and bulk discount stay locked in as long as you keep renewing with us. If someone leaves the group, their default subscription becomes $100/year, and they can switch to one of our currently available pay-what-you-want plans.
When does our subscription term begin?
Your subscription term starts when you purchase your first set of licenses, and your group billing code is valid for one year from that start date. If you’d like to pay in advance but have codes take effect on a later date, email [email protected] and we can arrange that.
Do you have terms of service for group plans?
Yes! You can read them here.
We help companies choose employee benefits. Can we offer Lunch Money?
Yes. Benefits advisors, brokers, and similar partners are welcome. Email [email protected] and we’ll get you set up.
I still have questions.
Email [email protected] and we’ll help.
Ready to get your people on Lunch Money?
From companies to book clubs to a handful of friends. Bulk pricing is here for anyone who wants to buy together.
Get StartedPrefer to chat? Email us at [email protected].