Contact Us

Lunch Money’s API Terms of Use

Last Modified: June 12, 2025

These API Terms of Use (this "Agreement") is a binding contract between you ("you" or "your") and Lunchbag Labs Inc. ("Lunch Money," "we," or "us"). This Agreement governs your access to and use of Lunch Money’s API (defined below).

BY CLICKING TO ACCEPT THIS AGREEMENT, OR BY ACCESSING OR USING THE API, YOU (A) ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTAND THIS AGREEMENT; (B) REPRESENT AND WARRANT THAT YOU HAVE THE RIGHT, POWER, AND AUTHORITY TO ENTER INTO THIS AGREEMENT; AND (C) ACCEPT THIS AGREEMENT AND AGREE THAT YOU ARE LEGALLY BOUND BY ITS TERMS.

IF YOU DO NOT ACCEPT THESE TERMS, YOU MAY NOT ACCESS OR USE THE API.

  1. Definitions.
    1. "API" means the Lunch Money developer application programming interface and any API Documentation or other API materials made available by Lunch Money, including (but not limited to) API-related materials at https://lunchmoney.dev, https://lunchmoney.app and https://github.com/lunch-money, and any Updates (defined below) made available by Lunch Money to you.
    2. "API Documentation" means the API documentation described at https://lunchmoney.dev/, https://github.com/lunch-money and other online platforms or forums operated or otherwise used by Lunch Money from time to time.
    3. "API Key" means the security key Lunch Money makes available for you to access the API.
    4. "Lunch Money Marks" means Lunch Money's proprietary trademarks, trade names, branding, or logos made available for use in connection with the API pursuant to this Agreement.
    5. "Lunch Money Offering" means the technology and application software made available by Lunch Money, on a hosted basis, as listed and described on certain Lunch Money owned and/or operated domains, including (but not limited to) https://lunchmoney.dev, https://my.lunchmoney.app and https://lunchmoney.app.
    6. "Your Applications" means any applications developed by you to interact with the API.
  2. Licence Grants.
    1. Subject to and conditioned on your compliance with all terms and conditions set forth in this Agreement, we hereby grant you a limited, revocable, non-exclusive, non-transferable, and non-sublicensable licence during the term of the Agreement to:
      1. use the API for personal use;
      2. use the API to create Your Applications; and
      3. display certain Lunch Money Marks in compliance with usage guidelines that we may specify from time to time solely in connection with the use of the API.
    2. You acknowledge that there are no implied licences granted under this Agreement. We reserve all rights that are not expressly granted. You may not use the API or any Lunch Money Marks for any other purpose without our prior written consent.
    3. You may not use the API without (i) obtaining an API Key, or (ii) otherwise authenticating your use of the API using an authentication method described in the API Documentation.
    4. You must keep your API Key and all log-in information secure, and you must use the API Key as your sole means of accessing the API. Your API Key may be revoked at any time by us.
  3. Using the API with Other Applications. Conditioned on your compliance with the terms of this Agreement, you may use the API in conjunction with applications created by others; however, you do so at your own risk. We are not responsible for the terms and practices of others.
  4. Use Limits. You will not attempt to exceed or circumvent limitations on access, calls and use of the API, or use the API in a manner that exceeds reasonable request volumes, constitutes excessive or abusive usage, or otherwise fails to comply or is inconsistent with any part of this Agreement, our Terms of Service or the API Documentation. We may set and enforce limits on your use of our APIs (e.g. limiting the number of API requests that you may make) in our sole discretion.
  5. Use Restrictions. Except as expressly authorized under this Agreement, you may not:
    1. Copy, modify, or create derivative works of the API, in whole or in part; however, this restriction is not intended to prohibit programming language specific wrappers, i.e., SDKs, which we encourage you to build and maintain.
    2. Rent, lease, lend, sell, license, sublicense or assign the API; however, this section is not intended to prohibit your ability to charge a fee for use of Your Applications.
    3. Reverse engineer, disassemble, decompile, decode, adapt, or otherwise attempt to derive or gain access to any software component of the API, in whole or in part.
    4. Remove any proprietary notices from the API.
    5. Use the API in any manner or for any purpose that infringes, misappropriates, or otherwise violates any intellectual property right or other right of any person, or that violates any applicable law.
    6. Make requests (or permit requests to be made) for more than one API user, using a single API Key.
    7. Use a single API key to make requests on behalf of anyone other than the user that provided such API key to you.
    8. Use the API for the purposes of encouraging Lunch Money’s customers to terminate their relationship with Lunch Money or otherwise migrate off of the Lunch Money Offerings.
    9. Design or permit Your Applications to disable, override, or otherwise interfere with any Lunch Money-implemented communications to end users, consent screens, user settings, alerts, warning, or the like.
    10. Use the API in any of Your Applications to replicate or attempt to replace the user experience of the Lunch Money Offering.
    11. Use an unreasonable amount of bandwidth, or adversely impact the stability of the API.
    12. Attempt to cloak or conceal your identity or the identity of Your Applications when requesting authorization to use the API.

    You will comply with all terms and conditions of this Agreement, our Terms of Service, all applicable laws, rules, and regulations, and all guidelines, standards, and requirements that may be posted by us from time to time. In addition, you will not use the API in connection with or to promote any products, services, or materials that constitute, promote, or are used primarily for the purpose of dealing in spyware, adware, or other malicious programs or code, counterfeit goods, items subject to Canadian embargo, unsolicited mass distribution of email ("spam"), unconsented to commercial electronic messages (CEMs), multi-level marketing proposals, hate materials, hacking, surveillance, interception, or descrambling equipment, libelous, defamatory, obscene, pornographic, abusive, or otherwise offensive content, stolen products, hazardous materials, or items used for theft or any illegal activities.

  6. Your Applications. Conditioned on your compliance with the terms of this Agreement, you may use the API in Your Applications and you may charge your users a fee to access and use Your Applications.
  7. Responsibility for Your Applications. You agree to monitor the use of Your Applications for any activity that violates applicable laws, rules, and regulations or this Agreement, including any fraudulent, inappropriate, or potentially harmful behaviour, and promptly restrict any offending users or uses of Your Applications. You agree to report abuse of Your Applications to us. As between you and us, you are responsible for all acts and omissions of your end users in connection with Your Applications and their use of the API, if any. All use by you of the Lunch Money Marks, if any, will comply with any usage guidelines that we may specify from time to time. You agree that your use of the Lunch Money Marks in connection with this Agreement will not create any right, title, or interest in or to the Lunch Money Marks in favour of you, and all goodwill associated with the use of the Lunch Money Marks will inure to the benefit of Lunch Money.
  8. Your Applications and Others. If you offer Your Applications for use by others, you must maintain a user agreement and privacy policy for Your Applications, which is prominently identified or located where users download or access Your Applications. Your privacy policy must meet applicable legal standards and accurately describe the collection, use, storage and sharing of data, and you must promptly notify us of any breaches of your user agreement or privacy policy that may affect us or our users. You are solely responsible for posting any privacy notices and obtaining any consents from your end users required under any laws, rules, and regulations applicable to their use of Your Applications.
  9. No Support; Updates. This Agreement does not entitle you to any support for the API. You acknowledge that we may update or modify the API from time to time and at our sole discretion (in each instance, an "Update"), and may require you to obtain and use the most recent version of the API. Updates may adversely affect how Your Applications communicate with the Lunch Money Offering. You are solely responsible for any changes (including changes resulting from an Update) to Your Applications that are necessary for the API’s continued use with and integration into Your Applications. Your continued use of the API following an Update constitutes binding acceptance of the Update.
  10. No Fees. You acknowledge and agree that no licence fees or other payments will be due under this Agreement in exchange for the rights granted under this Agreement. You acknowledge and agree that this fee arrangement is made in consideration of the mutual covenants set forth in this Agreement, including, without limitation, the disclaimers, exclusions, and limitations of liability set forth herein. Notwithstanding the foregoing, we reserve the right to start charging for access to and use of the API at any time.
  11. Collection and Use of Your Information. We may collect certain information through the API about you. By accessing, using, and providing information to or through the API or the Lunch Money Offering, you consent to us collecting and using the information you provide, in accordance with our then-current privacy policy and applicable data protection requirements.
  12. Audit.
    1. Monitoring Use. YOU AGREE THAT LUNCH MONEY MAY MONITOR USE OF THE API TO ENSURE QUALITY, IMPROVE LUNCH MONEY OFFERINGS, AND VERIFY YOUR COMPLIANCE WITH THIS AGREEMENT. This monitoring may include Lunch Money accessing and using Your Application. You will not interfere with this monitoring, and we may suspend access to the API by you or Your Application without notice if we reasonably believe that you are in violation of this Agreement.
    2. Audit Rights. We shall have the right to audit, or to appoint an independent auditor under appropriate non-disclosure conditions to audit, Your Application, systems, and records to confirm your compliance with this Agreement. If requested, you must provide us with proof that Your Application complies with this Agreement.
  13. Intellectual Property Ownership; Feedback. You acknowledge that, as between you and us, (a) we own all right, title, and interest, including all intellectual property rights, in and to the API, the Lunch Money Offering, and the Lunch Money Marks. You will use best efforts to safeguard the API and Lunch Money Marks (including all copies thereof) from infringement, misappropriation, theft, misuse, or unauthorized access. You will promptly notify us if you become aware of any infringement of any intellectual property rights relating to the API or Lunch Money Marks and will fully cooperate with us in any legal action taken by us to enforce our intellectual property rights. If you or any of your employees, contractors, users or agents sends or transmits any communications or materials to us by mail, email, telephone, electronically (e.g. through Discord or via GitHub) or otherwise, suggesting or recommending changes to the API, the Lunch Money Offering, or the Lunch Money Marks, including without limitation, new features or functionality relating thereto, or any comments, questions, suggestions, or the like ("Feedback"), all such Feedback is and will be treated as non-confidential. You hereby assign to us, and we are free to use, without any attribution or compensation to you or any third party, all right, title and interest in and to the Feedback, although we are not required to use any Feedback.
  14. More About Using the Lunch Money Marks.
    1. If you integrate the API into Your Application, you may use the Lunch Money Marks to accurately reference our API’s use in Your Application, as long as your use does not (i) risk confusion about our involvement or relationship (or lack thereof) with you or Your Application, or (ii) otherwise harm us.
    2. Your use of the Lunch Money Marks is conditioned upon your compliance with the most up-to-date version of all agreement(s) between you and Lunch Money (including this Agreement) and compliance with any other terms, conditions, or policies that Lunch Money may issue from time to time.
    3. You further agree that:
      1. If you are permitted to use any of the Lunch Money Marks, you will not alter the marks in any manner or combine the Lunch Money Marks with any other mark or design.
      2. You may not use the Lunch Money Marks in any manner that implies sponsorship or endorsement by Lunch Money.
      3. You may not use the Lunch Money Marks to disparage Lunch Money, its products or services, or in a manner which, in Lunch Money’s sole discretion, may diminish or otherwise damage or tarnish Lunch Money’s goodwill in the Lunch Money Marks.
      4. You will not take any action that is in conflict with Lunch Money’s rights in, or ownership of, the Lunch Money Marks.
  15. Disclaimer of Warranties. TO THE FULLEST EXTENT PERMITTED UNDER APPLICABLE LAW:
    1. THE API, THE API DOCUMENTATION, THE LUNCH MONEY OFFERINGS AND THE LUNCH MONEY MARKS (THE "LUNCH MONEY MATERIALS") ARE PROVIDED "AS IS" AND LUNCH MONEY SPECIFICALLY DISCLAIMS ALL WARRANTIES AND CONDITIONS, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE;
    2. LUNCH MONEY SPECIFICALLY DISCLAIMS ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, AND ALL WARRANTIES ARISING FROM COURSE OF DEALING, USAGE, OR TRADE PRACTICE; AND
    3. LUNCH MONEY MAKES NO WARRANTY OF ANY KIND THAT THE LUNCH MONEY MATERIALS OR ANY PRODUCTS OR RESULTS OF THE USE THEREOF, WILL MEET YOUR OR ANY OTHER PERSON'S REQUIREMENTS, OPERATE WITHOUT INTERRUPTION, ACHIEVE ANY INTENDED RESULT, BE COMPATIBLE OR WORK WITH ANY OF YOUR OR ANY THIRD PARTY'S SOFTWARE, SYSTEM, OR OTHER SERVICES, OR BE SECURE, ACCURATE, COMPLETE, FREE OF HARMFUL CODE, OR ERROR-FREE, OR THAT ANY ERRORS OR DEFECTS CAN OR WILL BE CORRECTED.
  16. Indemnification. To the fullest extent permitted under applicable law, you and any organization (including its affiliates) you use the API on behalf of agree to indemnify, defend, and hold harmless Lunch Money and its officers, directors, employees, agents, affiliates, successors, and assigns from and against any and all losses, damages, liabilities, deficiencies, claims, actions, judgments, settlements, interest, awards, penalties, fines, costs, or expenses of whatever kind, including legal fees, arising from or relating to (a) your use or misuse of the Lunch Money Materials, (b) your breach of this Agreement, and (c) Your Applications, including any end user's use thereof. In the event we seek indemnification or defence from you under this provision, we will notify you in writing of the claim(s) brought against us for which we seek indemnification or defence. We reserve the right, at our option and in our sole discretion, to assume full control of the defence of claims with legal counsel of our choice. You may not enter into any third-party agreement that would, in any manner whatsoever, constitute an admission of fault by us or bind us in any manner, without our prior written consent.
  17. LIMITATIONS OF LIABILITY. TO THE FULLEST EXTENT PERMITTED UNDER APPLICABLE LAW, IN NO EVENT WILL LUNCH MONEY BE LIABLE UNDER OR IN CONNECTION WITH THIS AGREEMENT UNDER ANY LEGAL OR EQUITABLE THEORY, INCLUDING BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, AND OTHERWISE, FOR ANY: (a) CONSEQUENTIAL, INCIDENTAL, INDIRECT, SPECIAL, AGGRAVATED, PUNITIVE, OR EXEMPLARY DAMAGES; (b) INCREASED COSTS, DIMINUTION IN VALUE OR LOST BUSINESS, PRODUCTION, REVENUES, OR PROFITS; (c) LOSS OF GOODWILL OR REPUTATION; (d) USE, INABILITY TO USE, LOSS, INTERRUPTION, DELAY OR RECOVERY OF ANY DATA, OR BREACH OF DATA OR SYSTEM SECURITY; OR (e) COST OF REPLACEMENT GOODS OR SERVICES, IN EACH CASE REGARDLESS OF WHETHER LUNCH MONEY WAS ADVISED OF THE POSSIBILITY OF SUCH LOSSES OR DAMAGES OR SUCH LOSSES OR DAMAGES WERE OTHERWISE FORESEEABLE. IN NO EVENT WILL LUNCH MONEY’S LIABILITY ARISING OUT OF OR RELATED TO THIS AGREEMENT UNDER ANY LEGAL OR EQUITABLE THEORY, INCLUDING BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, AND OTHERWISE EXCEED 1 TIMES THE TOTAL AMOUNTS PAID TO LUNCH MONEY UNDER THIS AGREEMENT IN THE 3 MONTH PERIOD PRECEDING THE EVENT GIVING RISE TO THE CLAIM OR $100 DOLLARS, WHICHEVER IS LESS.
  18. Term and Termination. The term of this Agreement commences when you access the API and will continue in effect until terminated as set forth in this Agreement. We may immediately terminate or suspend this Agreement, any rights granted herein, and/or your licences under this Agreement, in our sole discretion at any time and for any reason, by providing notice to you or revoking access to any or all of the Lunch Money Materials. You may terminate this Agreement at any time by ceasing your access to and use of the Lunch Money Materials. Upon termination of this Agreement for any reason, all licences and rights granted to you under this Agreement will also terminate, and you must cease using the API and, at our option, destroy and/or permanently erase from all devices and systems you directly or indirectly control all copies of the Lunch Money Marks. Termination will not limit any of Lunch Money's rights or remedies at law or in equity.
  19. Modifications. You acknowledge and agree that we have the right, in our sole discretion, to modify this Agreement, and you will be notified of such modifications. You will be responsible for reviewing and becoming familiar with any such modifications.
  20. Governing Law. This Agreement and all related documents, and all matters arising out of or relating to this Agreement, whether in contract, tort, or statute, are governed by, and construed in accordance with, the laws of the Province of Ontario and the federal laws of Canada applicable therein, without giving effect to any choice or conflict of law provision or rule (whether of the Province of Ontario or any other jurisdiction) that would cause the application of the laws of any jurisdiction other than those of the Province of Ontario.
  21. Choice of Forum. Any legal suit, action, litigation, or proceeding of any kind whatsoever in any way arising out of, from or relating to this Agreement, the services provided hereunder, and all contemplated transactions, shall be instituted in the courts of the Province of Ontario, and each party irrevocably submits to the exclusive jurisdiction of such courts in any such suit, action, litigation, or proceeding. You irrevocably and unconditionally waive any objection to the venue of any such suit, action, litigation, or proceeding in such forums and irrevocably waive and agree not to plead or claim that any such suit, action, litigation, or proceeding has been brought in an inconvenient forum. Each party agrees that a final judgment in any such suit, action, litigation, or proceeding is conclusive and may be enforced in other jurisdictions by suit on the judgment or in any other manner provided by law.
  22. Force Majeure. We will not be liable or responsible to you, or be deemed to have defaulted under or breached this Agreement, for any failure or delay in fulfilling any term herein when and to the extent our failure or delay is caused by or results from acts beyond our reasonable control.
  23. Miscellaneous.
    1. Entire Agreement. This Agreement, together with all other agreements and documents incorporated by reference, constitutes the entire agreement and understanding between the parties hereto with respect to the subject matter hereof and supersedes all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, with respect to such subject matter.
    2. Notices. Any notices to us must be sent to our corporate headquarters and must be delivered either in person, by certified or registered mail by Canada Post Corporation, return receipt requested and postage prepaid, or by a nationally recognized same day or overnight courier service (with all fees pre-paid), and are deemed given upon receipt by us. Notwithstanding the foregoing, you hereby consent to receiving electronic communications from us. These electronic communications may include notices about applicable fees and charges, transactional information, and other information concerning or related to the API. You agree that any notices, agreements, disclosures, or other communications that we send to you electronically will satisfy any legal communication requirements, including that such communications be in writing.
    3. Enforcement. The invalidity, illegality, or unenforceability of any provision herein does not affect any other provision herein or the validity, legality, or enforceability of such provision in any other jurisdiction.
    4. Competitive Materials. Lunch Money is not precluded from discussing, reviewing, developing for itself, having developed, acquiring, licensing, or developing for or by third parties, products or services which are competitive with Your Application.
    5. No Waiver. Any failure to act by us with respect to a breach of this Agreement by you or others does not constitute a waiver and will not limit our rights with respect to such breach or any subsequent breaches.
    6. Assignment. This Agreement is personal to you and may not be assigned or transferred for any reason whatsoever without our prior written consent and any action or conduct in violation of the foregoing will be void and without effect. We expressly reserve the right to assign this Agreement and to delegate any of its obligations hereunder.
    7. Injunctive Relief. No breach by Lunch Money of this Agreement will entitle you to equitable relief, including specific performance, injunctive relief, rescission, or any other form of equitable remedy; however, Lunch Money may, in addition to any and all other rights and remedies that may be available to it at law, at equity, or otherwise in respect of a breach or threatened breach, be entitled to equitable relief, including a temporary restraining order, an injunction, specific performance, and any other relief that may be available from a court of competent jurisdiction.
    8. Relationship of the Parties. This Agreement does not create a partnership, franchise, joint venture, agency, fiduciary or employment relationship between the parties. There are no third-party beneficiaries to this Agreement.
    9. Survival. Any terms that by their nature are intended to continue beyond the termination or expiration of this Agreement will survive termination.
    10. Amendments. We may update this Agreement (in our sole discretion), and all revisions become effective immediately at the time we post them online, unless we state otherwise. Your continued use of the API after such an update means you accept and agree to the changes, and you will be bound by such updated terms going forward.