All plans are 30% off until Dec 6. Start your 14-day Lunch Money trial today!

Delightfully simple budgeting

Tailor-made for you, the modern-day spender.

Try it free for 14 days. No credit card required.

Packed with powerful features to help you gain control of your finances

Multicurrency support

No matter where you are in the world, we will help you keep track of every dollar, euro, and yen spent. At the end of the day, we add it all up in your primary currency of choice.

Powerful transaction utilities

Split transactions or group multiple transactions together in a way that makes sense.

This makes tracking credit card payments, refunds, reimbursements, and friends paying you back easier.

Run analytics against your transactions

Visualize your spending with the Query Tool. With many filtering options, you get the most insightful overview into your habits.

Rules to automate your workflow

Create your own powerful transaction rules or modify our system-created rules to craft the perfect workflow for your situation.

Understanding your minimum cost of living

We help you calculate, organize, and anticipate your recurring expenses, such as memberships and subscriptions, which can easily fly under the radar.

Budgeting with course correction in mind

We make it easy to set an attainable budget by giving you useful historical data.

We don't roll over budgets here! Instead, we aim to understand our habits and anticipate our spending.

We're there with you every step of the way

With easy-to-interpret task cards, we help keep you on track to becoming a budgeting master.

But wait! There's more!

Import bank transactions automatically*


Import transactions quickly with CSV files

Collaborate with your partner on a budget

A public changelog to follow our progress

Two-factor authentication for extra security

Your data in Lunch Money is encrypted at rest

* Automatic bank imports currently supports most US/Canada banks only.

See what our users have to say

What a wonderful tool!! After years of searching I finally found a tool which fits my needs, so thanks a bunch!

Clemens, budgeting from Germany 🇩🇪

Also just as an aside I do feel that the utility LM is providing is pretty substantial at this point.

Roosh, budgeting from USA 🇺🇸

I love love love Lunch Money! This is the only budgeting app that makes sense with how my mind works.

Brittany, budgeting from USA 🇺🇸

Wow! I am amazed with the clarity and simplicity of your Lunch Money app.

Darek, budgeting from Canada 🇨🇦

It's been helpful for us figuring out where all our money is going! Thanks so much for building Lunch Money!

Owen, digital nomad in Kenya 🇿🇦

Thanks for being so open, it's refreshing to get direct responses and fast updates.

Terence & Janice, traveling couple 🌎

Our straightforward, early adopter pricing

⚡ Cyber Week: All plans are 30% off until Dec 6! ⚡

Monthly Subscription

See if it's right for you!

$8 $5.60 ⚡

$10 $7 ⚡

per month

billed monthly

Annual Subscription

Get two months free!

$6.67 $4.67 ⚡

$8.33 $5.83 ⚡

per month

billed yearly

Prices are listed in USD. See price in CAD instead.

Prices are listed in CAD. See price in USD instead.

What am I paying for?

Hello! 👋 You are paying to support an independent developer. Charging for a subscription is the only way we make money. We do this so that we never have to show you a single ad or sell your data to any third-parties– and we promise we never will!

Start mastering your finances today!

No credit card required to get started

Currently only available on desktop web
(and we're committed to making the experience great! 🙌)

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