After months of feedback, testing, and refinement, we’re excited to share that the new Lunch Money budgeting feature is officially launching in phases starting mid-June!
To the over 1300 of you who participated in beta testing:
Your insights and ideas helped shape what we believe will be one of the most flexible and intuitive budgeting tools out there.
Let’s talk features 📢
Here’s what’s new (and why it’s a big deal):
đź“… Custom Budgeting Periods
You’re no longer stuck with a monthly budget that starts on the 1st. Choose weekly, bi-weekly, monthly (starting on any day), twice a month, or even every 12 days. The flexibility is perfect for freelancers, folks on irregular pay cycles, or just anyone who wants more control.
🛼 Smart Rollover Options
Choose how to handle your leftover funds, whether you’ve underspent or overspent:
- Do nothing (reset to zero)
- Rollover to the same category (great for variable expenses)
- Rollover to the general pool (ideal for flexible budgeting)
Each method puts you in control of how your money carries forward.
🗂️ Category Group Budgeting
By using category groups, you can choose to budget at the group level or for each category, and choose how it rolls over.
This is great for those who prefer to look at the big picture. For example, perhaps you want to spend $500 on “Food” each month, but don’t care how that splits between “Groceries” and “Dining Out.”
🖱️ One-Click Budgeting
Tired of setting your budget manually every month? Our one-click budgeting feature makes it easy to set up a budget in seconds—and yes, it’s customizable for each category!
You’ll be able to choose from the following one-click budgeting settings for each category:
đź“© Moving Budgets
We make it easy to move excess funds from one category to cover underspending in another!
đź“Š View Historical Spend Activity
See how your spending habits are changing over time with quick insights into your past 3 budget periods. For each category, obtain a snapshot of historical spending, percentage changes, and quick access to relevant transactions, making it easier to identify trends and stay on track.
We’re Just Getting Started!
Get excited! This rollout is happening in phases starting in mid-June. Don’t worry, we’ll walk you through the setup so you can hit the ground running.
Thank you again to everyone who helped make this happen! We can’t wait to see how you use these new tools to take control of your money in a way that works for you.
Calling all Financial Coaches!
Are you a financial coach who loves using Lunch Money? We’re exploring a certification program that can help you to find more clients to guide you to financial success using Lunch Money. For more details, please visit the page below and join the waitlist to be the first in line when we launch!
Connect with us on social media!
This newsletter is all about budgeting, but sticking to a budget doesn’t always come easy! It takes more than good intentions—consistency and the right strategies make all the difference.
Check out this YouTube video by Lunch Money financial coach Jacob Wade— recommended for anyone looking for realistic tips to help stay on track and stop overspending!💡
We’d love to connect with you on social media. Find us on the following platforms:
Do you have a community story?
We’d love to feature more members of our community in this newsletter. Have you developed an app, plug-in or tool that you want to share, or would like to suggest a topic you’d like to see us explore in a future issue of the Community Newsletter? Please reach out to jp@lunchmoney.app!
