Community template
Growing Family Granular Detail: budget categories for savers
Ethan built this setup for saving-focused budgeters who want a place for everything. A Children group covers curriculum, activities and a nanny, and a Savings Account group holds goals like a new car and vacation.
- 9 groups
- 3 categories
- 34 subcategories
- Detailed (40–79)
- Family with kids
- Salaried employee
In their words
A setup for saving-focused budgeters who like a place for everything and everything in its place.
All 46 categories in Growing Family Granular Detail
Income Income
- Active Income
- Passive Income
Home
- Rent
- Utilities
- Home Maintenance
Children
- Curriculum & Supplies
- Kids Activities
- Nanny
Daily Living
- Groceries / Supplies
- Dining Out
- Telecommunication
- Business Services
Health
- Gym
- Dental/Vision
- Pharmacy
- OOP Expenses
Personal
- Shopping
- Subscriptions
- Personal Care
- Gifts
- Entertainment
- Life Insurance
Savings Account
- Travel
- Devices
- New Car
- Vacation
Transportation
- Public Transit
- Gas
- Car Insurance
- Repairs & Maintenance
- Annual Expenses (Car)
Investments Excluded from budget Excluded from totals
- Buy/Contribution Excluded from budget Excluded from totals
- Capital Gain/Dividend Excluded from budget Excluded from totals
- Sell/Distribution Excluded from budget Excluded from totals
Other spending categories
- Giving
- Mic. Cash
Transfers and excluded categories
- Transfers Excluded from budget Excluded from totals
How to use this template in Lunch Money
Click Copy entire setup at the top of this page, then paste it into Lunch Money as a preset. See the import steps.
Want only part of it? Mix and match categories in the library to build your own template.
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