Lunch Money starter template

Detailed budget categories template

The set Lunch Money starts you on during onboarding. Eleven groups cover housing, utilities, food, transport, family, pets and the rest, each broken into everyday subcategories, plus income and transfers.

  • 11 groups
  • 2 categories
  • 46 subcategories
  • Detailed (40–79)

All 59 categories in Detailed Categories

Housing

  • Rent, Mortgage
  • Property Tax
  • HOA Fees
  • Home Insurance
  • Home Maintenance

Utilities

  • Electricity
  • Water
  • Internet
  • Phone

Food and Drinks

  • Alcohol, Bars
  • Groceries
  • Restaurants
  • Coffee Shops
  • Food Delivery

Transportation

  • Car Payment
  • Gas
  • Auto Insurance
  • Car Maintenance
  • Public Transit
  • Rideshare, Taxi

Entertainment

  • Streaming Services
  • Events
  • Gaming
  • Books, Media

Shopping

  • Clothing
  • Electronics
  • Home Goods

Financial

  • Bank Fees
  • Taxes
  • Interest, Fees

Personal Care

  • Healthcare
  • Self-improvement
  • Beauty, Wellness
  • Fitness

Travel

  • Air Transit
  • Hotels
  • Experiences

Family

  • Childcare
  • Education
  • Activities
  • Clothing, Essentials
  • Toys

Pets

  • Food and Supplies
  • Veterinary Care
  • Pet insurance
  • Grooming, Care Services

Income categories

  • Income Income

Transfers and excluded categories

  • Payment, Transfer Excluded from budget Excluded from totals

How to use this template in Lunch Money

Click Copy entire setup at the top of this page, then paste it into Lunch Money as a preset. See the import steps.

Want only part of it? Mix and match categories in the library to build your own template.

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Put Detailed Categories to work in Lunch Money

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How to import categories to Lunch Money

  1. Open preset categories. On the Categories page, click the arrow next to Add new category and choose Add preset categories. Add new category menu with Add preset categories selected
  2. Paste your custom setup. In the side panel, select Custom (Advanced) and paste the category list. Use a dash in front of subcategory names.
  3. Review and create. Check the preview for errors, then click Create.
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