Community template

This Crazy Life: debt payoff and emergency fund budget

This family has two goals: repay a loan from family and build a six-month emergency fund. A child gets their own group, and date nights and fun money are budgeted on purpose.

  • 11 groups
  • 2 categories
  • 42 subcategories
  • Detailed (40–79)
  • Couple / household
  • Family with kids
  • Salaried employee

In their words

Our two main goals are repaying a family loan and building up a 6-month emergency savings.

Community member

All 55 categories in This Crazy Life

Housing

  • Rent (1)
  • Renter's Insurance (11)
  • Storage Unit (11)

Utilities

  • Electricity (22)
  • Subscriptions
  • Phone

Transportation

  • Car Payment (12)
  • Car Insurance (3)
  • Gas
  • Car Maintenance

Food/Drinks

  • Groceries
  • Restaurants
  • Date Night Dinners
  • Gas Station Snacks
  • Coffee
  • Food Delivery

Rhys

  • Rhys Activities
  • Childcare
  • Rhys Clothing/Essentials
  • Toys

Pets

  • Food/Supplies
  • Boarding
  • Veterinary Care

Debt & Savings

  • Parent's Loan Payment (30/31)
  • Savings

Personal Care

  • Healthcare
  • Weed
  • Fitness
  • Haircuts

Fun Budgets

  • Date Night Activity
  • Events
  • Clothing
  • Other Fun Stuff
  • Music stuff

Shopping

  • Family Activity/Event
  • Electronics
  • Furniture
  • Presents
  • Home Goods/Maintenance

Vacation Spending Excluded from budget

  • Air Transit Excluded from budget
  • Adventures Excluded from budget
  • Hotels Excluded from budget

Other spending categories

  • Interest and Fees

Income categories

  • Income Income

How to use this template in Lunch Money

Click Copy entire setup at the top of this page, then paste it into Lunch Money as a preset. See the import steps.

Want only part of it? Mix and match categories in the library to build your own template.

🔒 Price locked for life · Free for 30 days

Put This Crazy Life to work in Lunch Money

Get Started Free

How to import categories to Lunch Money

  1. Open preset categories. On the Categories page, click the arrow next to Add new category and choose Add preset categories. Add new category menu with Add preset categories selected
  2. Paste your custom setup. In the side panel, select Custom (Advanced) and paste the category list. Use a dash in front of subcategory names.
  3. Review and create. Check the preview for errors, then click Create.
Built for the financially intentional

A thoughtful tool for serious money clarity.

Get Started Free 30 days free · No credit card · Cancel anytime · 🔒 Price locked for life