Community template
Broughton Budget: zero-based budget categories
Meredith from Canada runs a zero-based family budget. Giving comes first, a Savings group sets money aside for things like car and home maintenance, and a Reimbursable category keeps work costs out of the totals.
- 8 groups
- 3 categories
- 45 subcategories
- Detailed (40–79)
- Couple / household
- Salaried employee
In their words
Zero-based budget that filters out "reimbursable" expenses
All 56 categories in Broughton Budget
Income Streams Income
- Wages (net) Income
- Boys' CERB benefit Income
- Income Tax refunds Income
- Honourariums (eg speaking) Income
- Interest and Cash Back earned Income
Giving
- Tithe
- Charitable Donations - WV, Campus
- One-Time Charitable Gifts
Housing
- Mortgage
- Property Tax (Feb-Nov)
Savings
- Home Maintenance
- Car Maintenance
- Gifts and Parties
- Emergency Fund
- RESP
Fixed Bills
- Home and Car Insurance
- Electricity and Water
- Enbridge Gas
- Internet
- Netflix
- Amazon Prime
- Apple Storage
- Jarod Phone
- Meredith Phone
- Vocal Lessons
Variable
- Groceries
- Household
- Gas, Parking, Transit
- Mer - Spending Money
- Jarod - Spending Money
- Boys Allowance
- Mac Food (bimonthly)
- Family Outings/Food
- Date Night
- Childcare
Financial
- Bank Fees
Irregular Expenses
- Health/Medical not covered by benefits
- Clothing
- Haircuts
- School trips, pizza, etc
- Mac yearly vet visit
- Yard Maintenance & Gardening
- Yearly Lunch Money fee
- Yearly Life Insurance
- Travel & Cabin Lease Fee
Transfers and excluded categories
- Payment, Transfer Excluded from budget Excluded from totals
- Reimbursable Excluded from budget Excluded from totals
- Payment, Transfer, In and Out Amounts Excluded from budget Excluded from totals
How to use this template in Lunch Money
Click Copy entire setup at the top of this page, then paste it into Lunch Money as a preset. See the import steps.
Want only part of it? Mix and match categories in the library to build your own template.
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