Community template
Where It All Goes: a budget with giving, savings and fun money
Mark from Wisconsin tracks every transaction in a subcategory and uses parent groups only to roll spending up. Giving and savings come first, and Lifestyle includes separate fun money lines for each partner.
- 9 groups
- 42 subcategories
- Detailed (40–79)
- Couple / household
- Salaried employee
- Frequent traveler
In their words
Everything we track is a subcategory. We never put anything in the parent categories, those we use just for grouping to make it more easy to see our spend across various larger buckets.
All 51 categories in Where It All Goes
Income Income
- Salary Income
- Interest Income
- Other Income Income
Giving
- Lord's Work
- Giving to Others
- Christmas
Savings Excluded from totals
- Retirement Savings (Roth IRAs) Excluded from totals
- Long Term Savings (Brokerage accounts) Excluded from totals
Housing
- Mortgage
- Home Improvement
- Household
- Electric
- Natural Gas
- Water/Sewer/Trash
- Internet
- Cell Phone
Transportation
- Auto Gas & Oil
- Car Repairs
- Car Replacement
Food
- Groceries
- Restaurants/Snacks
Lifestyle
- Clothing
- Health
- Personal Care Products
- Sports/Entertainment
- Electronics
- Professional Development
- Personal Development
- Vacations
- Marriage
- Family
- Fun Money - His
- Fun Money - Hers
- Miscellaneous
- Reimbursements
Insurance & Tax
- Homeowners Insurance
- Auto Insurance & Licensing
- Life Insurance
- Umbrella Insurance
- Property Taxes
Transfers Excluded from budget Excluded from totals
- Payment, Transfer Excluded from budget Excluded from totals
- Balance Adjustment Excluded from budget Excluded from totals
How to use this template in Lunch Money
Click Copy entire setup at the top of this page, then paste it into Lunch Money as a preset. See the import steps.
Want only part of it? Mix and match categories in the library to build your own template.
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