Community template
Family Basics: simple family budget categories
Tom from Chicago keeps his household setup to seven groups, Bills, Financials, Food, Home, Income, Entertainment and Shopping, each with a short list of subcategories. Financial housekeeping such as transfers and taxes stays out of the budget.
- 7 groups
- 36 subcategories
- Detailed (40–79)
- Couple / household
In their words
Nope, but it's served us really well over the last year.
All 43 categories in Family Basics
Bills
- HOA
- Insurance
- Internet and Mobile
- Subscriptions
- Utilities
Financials Excluded from budget Excluded from totals
- Bank Fees Excluded from budget Excluded from totals
- Credit Card Payment Excluded from budget Excluded from totals
- Investment Gains/Losses Excluded from budget Excluded from totals
- Planning Excluded from budget Excluded from totals
- Taxes Excluded from budget Excluded from totals
- Transfers Excluded from budget Excluded from totals
Food
- Coffee and Snacks
- Dining Out
- Groceries
Home
- Cash
- Homegoods
- Improvement
- Miscellaneous
- Pets
- Transportation
- Yard
Income Income
- Paycheck Income
- Other Income
Entertainment
- Books
- Gifts
- Healthcare
- Fun
- Personal Care
- Sports & Fitness
- Travel
- Wedding
Shopping
- Clothing and Shoes
- Electronics
- Everything Else
- Furniture
- Sports Equipment
How to use this template in Lunch Money
Click Copy entire setup at the top of this page, then paste it into Lunch Money as a preset. See the import steps.
Want only part of it? Mix and match categories in the library to build your own template.
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