Community template
The Whole Shabang: envelope budgeting categories
Kyle from Houston, a single homeowner and cat dad with roommates, uses these categories for envelope budgeting. Whatever is left each month rolls into general savings, and money can move back out if a category runs over.
- 9 groups
- 3 categories
- 46 subcategories
- Detailed (40–79)
- Solo / single
- Salaried employee
In their words
My categories that I use for envelope based budgeting as a single, cat-dad, homeowner with roommates! Everything extra for the month gets rolled into the general savings category and I can move an allocate that money back out to budget categories if needed if I happen to go over one month.
All 58 categories in The Whole Shabang
Auto
- Auto Care
- Auto Service
- Gas
- Mileage Reimbursement
- Tolls/Parking
Communication
- Internet
- Phone
- Storage/Software
Financial Expenses
- Fees
- Health
- Insurance
- Pet Health
- Taxes
Food
- Groceries
- Restaurants
- Treats & Drinks
Home
- HOA Dues
- Home Insurance
- Home Maintenance
- Home Services
- Mortgage
- Utilities
Income Income
- Gift Income
- Interest Income
- Rental Income Income
- Salary Income
- Sales Income
Life
- Charity
- Education/Development
- Events
- Grooming
- Gym/Fitness
- Subscriptions
Shopping
- Cleaning Supplies
- Clothing
- Electronics
- Gifts
- Hobbies/Games
- Home & Garden
- Office Supplies
- Personal Care
- Pet Supplies
Travel
- Flights
- Hotels & Rentals
- Public Transit
- Ride Share
Other spending categories
- Savings
Transfers and excluded categories
- Payment/Transfer Excluded from budget Excluded from totals
- Reimbursable Excluded from budget Excluded from totals
How to use this template in Lunch Money
Click Copy entire setup at the top of this page, then paste it into Lunch Money as a preset. See the import steps.
Want only part of it? Mix and match categories in the library to build your own template.
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