Community template

Essentials: everyday budget categories

Mario from Spain organizes everyday spending into twelve groups, from housing and family to food, travel and subscriptions, each with a handful of practical subcategories.

  • 11 groups
  • 1 category
  • 43 subcategories
  • Detailed (40โ€“79)
  • Solo / single
  • Salaried employee

All 55 categories in Essentials

Housing

  • Cleaning
  • Rent, Mortgage

Family

  • Activities
  • Education
  • Gifts

Financial

  • Bank Fees
  • Taxes
  • Interest, Fees

Transportation

  • Auto Insurance
  • Car Maintenance
  • Car Payment
  • Gas
  • Public Transit
  • Parking
  • Rideshare, Taxi

Food and Drinks

  • Food Delivery
  • Alcohol, Bars
  • Coffee Shops
  • Groceries
  • Restaurants

Entertainment

  • Events
  • Gaming
  • Books, Media
  • Other Entertainment

Shopping

  • Clothing
  • Electronics
  • Home Goods
  • Other Shopping

Travel

  • Experiences
  • Hotels
  • Air Transit
  • Train / Bus Transit

Personal Care

  • Healthcare
  • Fitness
  • Beauty, Wellness
  • Self-improvement

Income Income

  • Salary Income
  • Sales Income
  • Payment, Transfer Income
  • Other income Income

Subscriptions & Services

  • Subscriptions
  • Apps
  • Streaming Services

Other spending categories

  • Utilities

How to use this template in Lunch Money

Click Copy entire setup at the top of this page, then paste it into Lunch Money as a preset. See the import steps.

Want only part of it? Mix and match categories in the library to build your own template.

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Put Essentials to work in Lunch Money

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How to import categories to Lunch Money

  1. Open preset categories. On the Categories page, click the arrow next to Add new category and choose Add preset categories. Add new category menu with Add preset categories selected
  2. Paste your custom setup. In the side panel, select Custom (Advanced) and paste the category list. Use a dash in front of subcategory names.
  3. Review and create. Check the preview for errors, then click Create.
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