Community template
Budget categories for digital nomads and property owners
Dylan from San Francisco is a digital nomad who keeps food to two categories and entertainment to one. Daily transport and travel transport stay separate, and rental properties are excluded from totals so that business is tracked on its own.
- 9 groups
- 10 categories
- 35 subcategories
- Detailed (40–79)
- Solo / single
- Self-employed
- Frequent traveler
In their words
Keep food simple, just eating out (restaurants) and eating in (groceries).
Keep entertainment simple, just one category.
I have transportation for daily life transport and travel transport separated. Since I'm a digital nomad sometimes living away from home for weeks at a time or more, I'll still use "daily life" uber transport when it feel like I'm using it for daily life reasons.
I own rental properties that I keep excluded from totals so I can keep track of that business separately. Then I tag each rental property to keep track of them.
I own a lifestyle website/blog business that doesn't make much money. Expenses aren't separated from totals like rental properties since they're low, but you could do that to keep your budget biz-free.
All 54 categories in Digital Nomad Multi-biz & Property Owner
Rent Houses Excluded from totals
- Rent Home Taxes Excluded from totals
- Rent Home Mortgage Excluded from totals
- Rent Home Insurance Excluded from totals
- Rent Home Improvement Excluded from totals
Food & Drink
- Groceries
- Restaurants
My Household
- House Cleaning
- Home Insurance
- Phone
- Rent
- Utilities
Transportation
- Bicycles & mobility
- Parking & Tolls
- Gas
- My Car
- Public Transit
- Uber/Lyft
Travel & Vacation
- Air/Train/Bus Travel
- Lodging
- Misc Travel
- Rental Car & Taxi
Bike to Everything Company
- Advertising
- Office Expenses
- Supplies
Income Income
- Bike to Everything Company Income Income
- Salary Income Income
- Misc Income Income
- Interest Income Income
Shopping
- Clothing
- Hobbies
- Misc Shopping
Health & Fitness
- Medical
- Body Work
- Therapy
- Gym
Other spending categories
- Fees
- Cash & ATM
- Gifts & Donations
- Taxes
- Entertainment & Recreation
- Uncategorized
Income categories
- Rental Income Income Excluded from totals
Transfers and excluded categories
- Investment Excluded from budget Excluded from totals
- Transfer Excluded from budget Excluded from totals
- Credit Card Payment Excluded from budget Excluded from totals
How to use this template in Lunch Money
Click Copy entire setup at the top of this page, then paste it into Lunch Money as a preset. See the import steps.
Want only part of it? Mix and match categories in the library to build your own template.
🔒 Price locked for life · Free for
30 days
