Community template
The Breakdown: personal budget categories
Taryn, from Germany and the US, keeps a mostly flat list and refines it as spending habits come into focus. Travel & Vacation has its own activities, food, hotel and transport lines.
- 5 groups
- 20 categories
- 15 subcategories
- Detailed (40–79)
- Solo / single
- Salaried employee
- Frequent traveler
In their words
I play around with my categories as I get more familiar with my spending habits.
All 40 categories in The Breakdown
Food & Drinks Out
- Bars & Restaurants
- Cafe
Home
- Rent
- Utilities
Healthcare
- Pharmacy
- Doctor Co-Pays
Shopping
- Clothes
- Other
- Household
- Skincare + Haircare
Travel & Vacation
- Activities
- Food & Drinks
- Hotel
- Shopping
- Transportation
Other spending categories
- ATM Cash
- Debt payment
- Donations
- Education
- Entertainment
- Financial Services, Fees, & Taxes
- Friends
- Gifts
- Groceries
- Insurance
- Interest Charge On Purchases
- Personal Care
- Subscriptions
- Transportation
Income categories
- DIV Income Excluded from budget Excluded from totals
- Income Income
Transfers and excluded categories
- Internal Transfer Excluded from budget Excluded from totals
- Payment Excluded from budget Excluded from totals
- Savings Excluded from totals
- Work Expenses Excluded from totals
How to use this template in Lunch Money
Click Copy entire setup at the top of this page, then paste it into Lunch Money as a preset. See the import steps.
Want only part of it? Mix and match categories in the library to build your own template.
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