Community template
Simple spending categories for tracking where money goes
EG built this setup to track spending and income rather than budget line by line. Most categories are broad, with a few specific ones such as Art, Museums & landmarks and Money exchange for areas worth watching.
- 31 categories
- Simple (under 40)
- Solo / single
- Salaried employee
- Frequent traveler
- Cross-border
In their words
Categories designed to track spending and income, not for detailed budgeting. Includes some specific categories to track particular areas of interest, and the rest are as general as possible to keep it simple.
All 31 categories in As simple as possible but no simpler
Spending categories
- Groceries
- Eating out
- Rent & utilities
- Donation
- Art
- Medical
- Books
- Phone
- Clothes
- Shopping
- Electronics & tech
- Car
- Education
- Entertainment
- Fees
- Games
- Gifts
- Museums & landmarks
- Music
- Public/local transit
- Services
- Taxes, gov't fees
- Travel
Income categories
- Cash back Income
- Into savings Income
- Gifts to me Income
- Interest Income
- Payroll Income
- Surveys Income
Transfers and excluded categories
- Moving money around Excluded from totals
- Money exchange Excluded from budget
How to use this template in Lunch Money
Click Copy entire setup at the top of this page, then paste it into Lunch Money as a preset. See the import steps.
Want only part of it? Mix and match categories in the library to build your own template.
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