Community template
Tax-Time Ready: expense categories for an expat family
Monica's family lives overseas with W-2 income, a freelance consulting business, rental properties in several states and active kids. Refined over 15 years for DIY US tax filing, every category maps to what tax software asks for.
- 10 groups
- 1 category
- 145 subcategories
- Comprehensive (80+)
- Couple / household
- Family with kids
- Salaried employee
- Self-employed
- Cross-border
In their words
Multiple rental properties in multiple states (some self- managed), expat family living overseas with a government civilian w-2 and a freelance&consulting spouse, active kids plus volunteering, and future-proofing investing. These categories have been developed and refined for over 15years for DIY US tax-filing (using commercial tax software). I track every penny.
All 156 categories in Tax-Time Ready (Digital Nomad Family - Complex)
Transfers Excluded from budget
- $ Cash on Hand ↔ Convert to ₩ Excluded from budget
- $ Credit Card Payments Excluded from budget
- $ Transfer ↔ Cash on Hand Excluded from budget
- $ Transfer ↔ Convert to ₩ Excluded from budget
- $ Internal Transfer Excluded from budget
- $ Transfer (USD → USD) Excluded from budget
- $ Miscellaneous Transfers Excluded from budget
Business (Consulting)
- Business – Advertising & Job Hunting
- Business – Bad Debt Write-Off
- Business – Client Gifts
- Business – Communications Expenses
- Business – Continuing Education
- Business – Insurance
- Business – Legal & Professional Fees
- Business – Moving Expenses
- Business – Office Expenses: Furnishings & Décor
- Business – Other Expenses: Office Supplies & Consumables
- Business – Professional Memberships & Dues
- Business – Repairs & Maintenance
- Business – Supplies: Computer, Phone, Electronics & Accessories
- Business – Supplies: Shipping & Postage
- Business – Taxes, Licenses & Fees
- Food – M&IE Clients & Networking (Business)
- Food – M&IE Travel (Business)
Employment
- Employment - Travel (Unreimbursed)
- Employment - Unreimbursed Equipment
- Employment - Unreimbursed Food & Entertainment
- Food – PCS & Quarantine
Financial & Investing
- Financial – Bank Fees
- Financial – Interest & Credit Card Fees
- Financial – Memberships & Subscriptions
- Reimbursement – Pending
- Reimbursement – Paid
- Reimbursement – Rewards, Rebates & Refunds
- Reimbursement – Debt Write-Off
- Securities – Crypto Token Purchase
- Securities – Investment
- Securities – IRA Contributions
- Securities – Life Insurance
- Taxes – Federal & State
- Taxes – International (Korean)
Housing
- Housing – Closing Costs
- Housing – Furnishings, Décor & Kitchen Supplies
- Housing – Mortgage, Escrow & Rent
- Housing – Professional Cleaning
- Housing – Property Insurance
- Housing – Renter’s Insurance
- Housing – Repair, Maintenance & Improvements
- Housing – Supplies: Maintenance & Cleaning
- Housing - USAA Insurance (Split)
- Utility – Cable & Internet
- Utility – Cell Phone
- Utility – Garbage
- Utility – Gas & Electric
- Utility – HOA
- Utility – Home Warranty
- Utility – Sewer
- Utility – Water
- Utility – Yard Service & Pest Control
Lifestyle
- Food – Alcohol
- Food – Coffee & Desserts
- Food – Dining Out
- Food – Fast Food
- Food – Festivals & Food Trucks
- Food – Groceries
- Education – Academic Programs & Fees
- Education – Required School Supplies
- Education – Savings
- Education – Student Loans
- Education – Supplemental Home Instruction
- Education – Textbooks & Materials
- Education – Tuition & Fees
- Entertainment – Events & Culture
- Entertainment – Fitness & Recreation
- Entertainment – Games, Hobbies & Crafts
- Entertainment – Hosting & Holidays
- Entertainment – Leisure & Play
- Entertainment – Media & Subscriptions
- Family – Activities, Sports & Programs
- Family – Babysitting
- Family – Pets
- Gifting – Our Family
- Gifting – Donations & Fundraisers
- Gifting – Flowers
- Gifting – Friends & Family
- Gifting – Volunteering (Non-Reimbursable Expenses)
- Personal Care – Clothing & Accessories
- Personal Care – Haircuts & Haircare
- Personal Care – Self Care & Vanity
- Personal Care – Toiletries & Hygiene
Income Income
- Income – 1099 Income
- Income – Goods Sold Income
- Income – Investment, Dividends & Capital Gains Income
- Income – Wages Income
- Rental – Rent & Deposit Income
- Rental – Rent & Deposit (Split in Property Management) Income
Medical
- Food – Medical
- Medical – Chiro, Massage & Bodywork
- Medical – Doctor, Dental & Mental Health
- Medical – Facility
- Medical – Lab & X-ray
- Medical – Lodging
- Medical – OTC & Supplements
- Medical – Premiums
- Medical – Rx
- Medical – Supplies & Equipment
- Medical – Transportation
- Medical – Vision
Rental Properties
- Rental – Advertising & Marketing
- Rental – Closing Costs
- Rental – Furnishings, Décor & Kitchen Supplies
- Rental – Management Fees & Legal
- Rental – Mortgage & Escrow
- Rental – Non-Sufficient Funds
- Rental – Property Insurance
- Rental – Repair, Maintenance & Improvements
- Rental – Supplies: Maintenance & Cleaning
- Rental – Umbrella Insurance
- Rental Utility – Cable & Internet
- Rental Utility – Garbage
- Rental Utility – Gas & Electric
- Rental Utility – HOA
- Rental Utility – Home Warranty
- Rental Utility – Reimbursement
- Rental Utility – Sewer
- Rental Utility – Water
- Rental Utility – Yard Service & Pest Control
Travel
- Travel – Air
- Travel – Auto Insurance
- Travel – Auto Maintenance
- Travel – Auto Payment
- Travel – Auto Rental
- Travel – Car Wash
- Travel – Child Safety
- Travel – Gas
- Travel – Lodging & Venue
- Travel – Parking
- Travel – Public Transportation
- Travel – Registration & Fees
- Travel - Supplies & Luggage
- Travel – Tolls
- Travel – Traffic Violations
- Vacation – Entertainment, Meals & Fun
- Vacation – Lodging
- Vacation – Transportation
Other spending categories
- ? Unknown
How to use this template in Lunch Money
Click Copy entire setup at the top of this page, then paste it into Lunch Money as a preset. See the import steps.
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