Community template

Evans Basics: minimalist budget categories

Evan Purkhiser keeps spending in a few broad buckets: Consumable Food, Experiences and Utility. Categories prefixed with z- park anything to ignore, and a Waiting on Refund category tracks money still owed back.

  • 3 groups
  • 11 categories
  • 21 subcategories
  • Simple (under 40)
  • Solo / single
  • Salaried employee

All 35 categories in Evans Basics

Consumable Food

  • Restaurants
  • Coffee Shops
  • Snacks
  • Alcohol, Bars
  • Food Delivery
  • Groceries

Experiences

  • Therapist
  • Shopping
  • Entertainment
  • Travel
  • Personal Care
  • Self-improvement
  • Gifts
  • Relational Goodwill

Utility

  • Rent
  • Utilities
  • Services
  • Phone Bill
  • Health
  • Transportation
  • Bank Fees

Other spending categories

  • Savings
  • ATM
  • Other
  • z-venmo

Income categories

  • Income Income
  • Income (bonus) Income
  • Income (marketplace) Income

Transfers and excluded categories

  • Waiting on Refund Excluded from budget Excluded from totals
  • z-ignored Excluded from budget Excluded from totals
  • z-loans Excluded from budget Excluded from totals
  • Payment, Transfer Excluded from budget Excluded from totals

How to use this template in Lunch Money

Click Copy entire setup at the top of this page, then paste it into Lunch Money as a preset. See the import steps.

Want only part of it? Mix and match categories in the library to build your own template.

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How to import categories to Lunch Money

  1. Open preset categories. On the Categories page, click the arrow next to Add new category and choose Add preset categories. Add new category menu with Add preset categories selected
  2. Paste your custom setup. In the side panel, select Custom (Advanced) and paste the category list. Use a dash in front of subcategory names.
  3. Review and create. Check the preview for errors, then click Create.
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