Community template
Just Millennial Things: bills, necessities and quality of life
Harvest groups every bill together, with due dates written into category names, then separates daily necessities from quality-of-life spending. Savings goals like a vacation fund, RRSP and TFSA sit in their own group.
- 4 groups
- 3 categories
- 21 subcategories
- Simple (under 40)
- Solo / single
In their words
This is a simple but comprehensive system that works especially well with rules and the budget features so that all your categories and subcategories are neatly tracked every month. It has everything from grouping all your bills together, to being able to track how much you spend on daily necessities vs. quality of life purchases, as well as your future savings goals.
All 28 categories in Just Millennial Things
Bills & Recurring Payments
- Condo Fee - 1st of month
- Mortgage - 3rd
- Internet - 3rd
- Natural Gas - 10th
- Electric - 15th
- Cellphone - 20th
- Insurance - 21st
- Property Tax (~$X,000)
- Other Fees & Bills
Daily Necessities
- Groceries
- Health
- Pet
- Home, Auto
Quality of Life
- Entertainment
- Travel
- Shopping
- Hobbies
- Restaurants
Savings Excluded from totals
- Vacation Fund Excluded from totals
- RRSP Contribution Excluded from totals
- TFSA Contribution Excluded from totals
Income categories
- Income Income
Transfers and excluded categories
- Payment, Transfer Excluded from budget Excluded from totals
- Brokerage Excluded from budget Excluded from totals
How to use this template in Lunch Money
Click Copy entire setup at the top of this page, then paste it into Lunch Money as a preset. See the import steps.
Want only part of it? Mix and match categories in the library to build your own template.
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