Community template

Fixed and variable expenses budget categories

Igi numbers every group and category, 100 for income, 200 for fixed costs, 300 for variable costs, so they always sort in order and read as separate budget lines. A side hustle income line and a refundable business expenses line are built in.

  • 3 groups
  • 2 categories
  • 19 subcategories
  • Simple (under 40)
  • Solo / single
  • Salaried employee

All 24 categories in Variable and Fix Separation

100 Income Income

  • 101_Income Income
  • 102_Side Hustle Income

200 Fix Cost

  • 201_Utilities
  • 202_Insurances
  • 203_Memberships
  • 204_Mortgage Cost

300 Variable Cost

  • 301_Groceries
  • 302_Restaurants
  • 303_Bars-party-coffee
  • 310_Shopping
  • 320_Gas, Transportation
  • 321_Auto Expenses
  • 331_Hobbies
  • 340_Clothing
  • 350_Home Expenses
  • 360_Health
  • 370_Others
  • 380_Travel
  • 399_Business Expenses (Refund expected)

Transfers and excluded categories

  • 998_Mortgage Payment Excluded from totals
  • 999_Transfers Excluded from budget Excluded from totals

How to use this template in Lunch Money

Click Copy entire setup at the top of this page, then paste it into Lunch Money as a preset. See the import steps.

Want only part of it? Mix and match categories in the library to build your own template.

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Put Variable and Fix Separation to work in Lunch Money

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How to import categories to Lunch Money

  1. Open preset categories. On the Categories page, click the arrow next to Add new category and choose Add preset categories. Add new category menu with Add preset categories selected
  2. Paste your custom setup. In the side panel, select Custom (Advanced) and paste the category list. Use a dash in front of subcategory names.
  3. Review and create. Check the preview for errors, then click Create.
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