Community template
Essential Categories: a budget for multiple income streams
Lorenzo from Italy keeps salary, short renting income and expense reimbursements as separate income lines, and adds a Shared Account category for joint spending. Travel, housing and transport each get detailed subcategories.
- 9 groups
- 7 categories
- 48 subcategories
- Detailed (40–79)
- Solo / single
- Couple / household
All 64 categories in Essential Categories
Travel
- Air Transit
- Experiences
- Hotels
- Travel Savings
- Visa
Food and Drinks
- Bars
- Coffee Shops
- Food Delivery
- Groceries
- Restaurants
Entertainment
- Books, Media
- Events
- Gaming
- Streaming Services
Housing
- Condo
- Home Insurance
- Home Maintenance
- Property Tax
- Rent, Mortgage
Utilities
- Electricity
- Gas
- Internet
- Logistics
- Online Subscriptions
- Phone
- Water
Financial
- Bank Fees
- Cash Withdrawal
- Credit card payment
- General Payment
- Money Exchange
- Taxes
Personal Care
- Beauty, Wellness
- Education
- Fitness
- Healthcare
- Self-improvement
Transportation
- Car Hire
- Car Payment
- Fuel
- Parking
- Public Transit
- Rideshare, Taxi
- Toll
Shopping
- Clothing
- Gifts
- Home Goods
- Online marketplaces
Other spending categories
- Shared Account
- Family Support
Income categories
- Salary Income
- Short Renting Income
- Expense Reimbursement Income
- Income Income
Transfers and excluded categories
- Payment, Transfer Excluded from budget Excluded from totals
How to use this template in Lunch Money
Click Copy entire setup at the top of this page, then paste it into Lunch Money as a preset. See the import steps.
Want only part of it? Mix and match categories in the library to build your own template.
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